How to Write a Goodwill Letter for a Late Payment Late payments can negatively impact your credit score and linger on your credit report for years. But there’s hope—and it starts with something simple: a goodwill letter. A goodwill letter is a written request to a creditor or lender, asking them to forgive a late… Continue reading How to Write a Goodwill Letter for a Late Payment
Tag: Credit repair
How To Remove Late Payments Off Credit Report
How To Remove Late Payments Off Credit Report Removing a late payment from your credit report can be challenging, but if the late payment is inaccurately reported, you have the right to dispute it under the Fair Credit Reporting Act (FCRA). Here’s how you can proceed: 📝 Step 1: Review Your Credit Reports Obtain your… Continue reading How To Remove Late Payments Off Credit Report