Credit repair, Healing journey

How to Write a Goodwill Letter for a Late Payment

How to Write a Goodwill Letter for a Late Payment Late payments can negatively impact your credit score and linger on your credit report for years. But there’s hope—and it starts with something simple: a goodwill letter. A goodwill letter is a written request to a creditor or lender, asking them to forgive a late… Continue reading How to Write a Goodwill Letter for a Late Payment

Healing journey

When Family Don’t Mean Blood

When Family Don’t Mean Blood There are moments in life that leave an indelible mark on our hearts. Recently, I found myself in one such moment. After spending an entire day seeking assistance to cover my rent, I was told by a facility that I might receive help more quickly from family and friends. That… Continue reading When Family Don’t Mean Blood